Can you Afford a Mortgage for your Asheville Home purchase
How Big of a Mortgage Can I Afford?
Not only does owning a home give you a haven for yourself and your
family, it also makes great financial sense because of the tax benefits —
which you can’t take advantage of when paying rent.
The following calculation assumes a 28 percent income tax bracket. If
your bracket is higher, your savings will be, too. Based on your current
rent, use this calculation to figure out how much mortgage you can
Rent: _________________________ Multiplier: x 1.32
Mortgage payment: _________________________
Because of tax deductions, you can make a mortgage payment —
including taxes and insurance — that is approximately one-third larger
than your current rent payment and end up with the same amount of
For more help, use Fannie Mae’s online mortgage calculators
P: 828-333-4793 • F: 828-318-8872
4 Long Shoals Road, #156 Arden, NC 28704
EXIT REALTY VISTAS
Susan Duncan, Broker/Owner
Susan Duncan, Broker/Owner of EXIT Realty Vistas, has been a REALTOR®
since 2005 and is a consistent multi-million dollar top producer. She is
passionate about her real estate business and enjoys helping others make their
dreams come true. Whether that is helping a seller get the best price for their
home and a fantastic deal on their next purchase, guiding a first time home buyer
through their first major investment, or helping agents fulfill their professional
goals, Susan’s skills shine.
Since opening EXIT Realty Vistas in 2009, Susan has been providing her agents
with efficient systems, leadership, and training. The high-energy motivational
atmosphere Susan fosters within her office is appreciated by her agents almost
as much as her exper
.tise. The success of her agents is her success, and Susan loves to see her flock
succeed. In return, her agents love and respect her. They know they have the best office support in
the Asheville and Hendersonville areas.
Susan and her office are members of the National Association of REALTORS® (NAR), the North
Carolina Association of REALTORS® (NCAR), and the Asheville Board of Realtors (ABR). Susan also
sits on the ABR Grievance Committee, the committee that mediates all REALTOR® grievances.
With a Bachelors Degree in Mental Health and 20 years of sales and management experience, Susan
brought a strong foundation on which to build her real estate expertise. Susan says she “can’t learn
enough” and has earned numerous REALTOR® designations including Graduate Realtor Institute
(GRI), Certified Residential Specialist (CRS), Green EcoBroker (ECO), and e-PRO Technology
Specialist. They say the teacher learns the most, and Susan loves to pass her knowledge to her
agents to ensure she has the best trained team in the marketplace.
Born in LA (Lower Alabama, Mobile to be exact), and raised in Columbus, GA, Susan fell in love with
the mountains during her college years. She feels fortunate to have been able to raise her family here
in Asheville where she and her husband Dave have lived for over 25 years. In her off time, Susan
enjoys reading, cooking, and spending time with her three children who are now teenagers.
Susan Duncan is a warm and caring person who always has the best interest of others at heart, be it
her agents, her clients, her family, or any person in need. She can’t wait to help make your real estate
dreams come true.