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    Can you Afford a Mortgage for your Asheville Home purchase



    How Big of a Mortgage Can I Afford?


    Not only does owning a home give you a haven for yourself and your


    family, it also makes great financial sense because of the tax benefits —


    which you can’t take advantage of when paying rent.


    The following calculation assumes a 28 percent income tax bracket. If


    your bracket is higher, your savings will be, too. Based on your current


    rent, use this calculation to figure out how much mortgage you can




    Rent: _________________________ Multiplier: x 1.32


    Mortgage payment: _________________________


    Because of tax deductions, you can make a mortgage payment —


    including taxes and insurance — that is approximately one-third larger


    than your current rent payment and end up with the same amount of




    For more help, use Fannie Mae’s online mortgage calculators





    P: 828-333-4793 • F: 828-318-8872


    4 Long Shoals Road, #156 Arden, NC 28704





    Susan Duncan, Broker/Owner


    Susan Duncan, Broker/Owner of EXIT Realty Vistas, has been a REALTOR®


    since 2005 and is a consistent multi-million dollar top producer. She is


    passionate about her real estate business and enjoys helping others make their


    dreams come true. Whether that is helping a seller get the best price for their


    home and a fantastic deal on their next purchase, guiding a first time home buyer


    through their first major investment, or helping agents fulfill their professional


    goals, Susan’s skills shine.


    Since opening EXIT Realty Vistas in 2009, Susan has been providing her agents


    with efficient systems, leadership, and training. The high-energy motivational


    atmosphere Susan fosters within her office is appreciated by her agents almost


    as much as her exper

    .tise. The success of her agents is her success, and Susan loves to see her flock


    succeed. In return, her agents love and respect her. They know they have the best office support in


    the Asheville and Hendersonville areas.


    Susan and her office are members of the National Association of REALTORS® (NAR), the North


    Carolina Association of REALTORS® (NCAR), and the Asheville Board of Realtors (ABR). Susan also


    sits on the ABR Grievance Committee, the committee that mediates all REALTOR® grievances.


    With a Bachelors Degree in Mental Health and 20 years of sales and management experience, Susan


    brought a strong foundation on which to build her real estate expertise. Susan says she “can’t learn


    enough” and has earned numerous REALTOR® designations including Graduate Realtor Institute


    (GRI), Certified Residential Specialist (CRS), Green EcoBroker (ECO), and e-PRO Technology


    Specialist. They say the teacher learns the most, and Susan loves to pass her knowledge to her


    agents to ensure she has the best trained team in the marketplace.


    Born in LA (Lower Alabama, Mobile to be exact), and raised in Columbus, GA, Susan fell in love with


    the mountains during her college years. She feels fortunate to have been able to raise her family here


    in Asheville where she and her husband Dave have lived for over 25 years. In her off time, Susan


    enjoys reading, cooking, and spending time with her three children who are now teenagers.


    Susan Duncan is a warm and caring person who always has the best interest of others at heart, be it


    her agents, her clients, her family, or any person in need. She can’t wait to help make your real estate


    dreams come true.

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